Regulisanje ugovora o osiguranju života vezanom uz investicione fondove

Abstract

Starting from the fact that in the Republic of Serbia life insurance is in the development phase, the author points to the significance of life insurance in national law, as a source of (additional) social security of citizens. Life insurance, as one of the main pillars of insurance in general, is a protection plan that provides beneficiaries in the event of unforeseen events in the form of insured risks covered by a life insurance policy. The work essentially determines the life insurance topic, namely the part relating to the life insurance contract linked to units of investment funds, a type of life insurance contract whose important characteristic is the connection between the classic life insurance and savings contracts in investment funds. In the accordance with current trends in insurance law, in addition to the analysis of the legal framework of the life insurance contracts linked to units of investment funds, and then some of the issues related to this topic, attention is paid to the legal nature and types of this contract. The aim of the paper, respecting article size limit, is to present specific features of the life insurance contracts linked to units of investment funds