Upravljanje rizicima od prirodnih katastrofa

Abstract

Insurance and reinsurance are among the key forms of financial protection against catastrophic events. In modern times, probabilistic models have become increasingly important for assessing the risk of natural disasters, and are used to create insurance and reinsurance services intended to protect citizens, legal entities, as well as the state budget and local governments. Alternative forms of natural catastrophe reinsurance related to the securities market can also significantly help improve the market for (re) insurance against natural catastrophes.